About Us [History]
A Brief History

PT Pool Advista Finance, Tbk. formerly named PT Indojasa Pratama Finance.

PT Indojasa Pratama Finance was initially established as a trusted company in the consumer finance sector in the automotive sector. The company was established on May 21, 2001 under the name PT Indojasa Finance based on a deed made before Paulus Widodo Sugeng Haryono S.H., Notary in Jakarta, and was approved by the Minister of Law and Human Rights R.I. dated 9 July 2001 and has been announced in BNRI No .: 79, TBN No. 11836, October 1, 2002.

In 2002, Indojasa Finance obtained a business license as a Financing Company from the Minister of Finance of the Republic of Indonesia based on Minister of Finance Decree No .: 180 / KMK.06 / 2002, April 23, 2002.

In 2003, Indojasa Finance entered the capital market by issuing bonds in 2003 valued at Rp. 40,000,000,000, - (Forty Billion Rupiah) under the name Indojasa Pratama I Amortitation Bonds in 2003 with a fixed interest rate, rated BBB + (Triple B Plus) from PT Kasnic Credit Rating Indonesia.

Even then, Indojasa Finance was one of the few SMEs that had succeeded in issuing and registering bonds through the capital market. In November 2008, all bonds payable were paid in full.

Entering 2004, Indojasa Finance obtained permission to open a branch office from the Minister of Finance of the Republic of Indonesia, so that it has 9 branch offices spread across the provinces of West Java and Banten Province based on the Decree of the Minister of Finance of the Republic of Indonesia No .: Kep-034 / KM.06 / 2004, 26 January 2004.

On the same occasion, the Company's name was changed to PT Indojasa Pratama Finance based on deed No. 6 dated October 26, 2004, made before Herlina Suyati Bachtiar, SH., MBA, Notary in Jakarta, and received approval from the Minister of Law and Human Rights R.I. No .: C-27588.HT.01.04.TH.2004, 3 November 2004 and has been announced in BNRI No. 52, TBN No. 6892, July 1, 2005, and received approval from the Minister of Finance R.I. based on the Minister of Finance Decree No. Kep-398 / KM.5 / 2005, 10 November 2005.

For its performance since the Company was founded, Indojasa Finance received a "Very Good" rating for the category of finance companies with assets under Rp. 100 billion based on the results of research conducted by the InfoBank Research Bureau, as published in InfoBank magazine No. 318, September 2005.

The same thing also happened in 2006. Indojasa Finance again received a rating of "Very Good" in the category of Medium Financing Companies (assets of Rp. 100 billion to Rp. Below Rp. 1 trillion) and was ranked 5th (fifth) best based on the results of the InfoBank Research Bureau, as published in Infobank magazine No. 329, August 2006.

In the same year Indojasa Finance also managed to rank 7th (seventh) best as a finance company in the asset category of Rp. 100 - 250 billion version of Investor Magazine Edition No. 153, August 22 - September 4, 2006.

In 2007 Indojasa Finance again received a rating of "Very Good" in the category of Medium Financing Companies (assets of Rp. 100 billion to Rp. Under 1 trillion) and was ranked the 7th (seventh) best based on the results of research conducted by the Research Bureau Infobank, as published in Infobank magazine No. 341, August 2007.

In 2009, Indojasa Finance re-placed the financing company with the title "Very Good" in the category of Medium-Financing Companies (assets of Rp. 100 billion to Rp. Under 1 trillion) and was ranked 13th (thirteenth) best based on the results of research conducted by the Infobank Research Bureau, as published in Infobank magazine No. 265 August 2009.

Its various performance places Indojasa Finance as a leading automotive consumer financing company in the country and also continues to carry out its commitments to banks that support Indojasa Finance.

In the period of 2013 to 2015 the shareholders took a conservative step in facing the unfavorable economic situation of Indonesia, namely to stop the total expansion of new businesses. The company initially only focused on consumer financing in the automotive sector, especially commercial vehicles, namely truck financing whose business is in the transportation of coal, sand, and palm oil, so in line with the deteriorating mining and plantation industry, the drivers of truck owners are severely affected. So during that period it was an internal consolidation period by taking policies or strategic steps such as reviewing branch performance, focusing on collections, reviewing HR, systems and procedures, implementing Good Corporate Governance, Risk Management, Compliance, Internal Control and KYC implementation. In the face of a less conducive economic situation, the company still maintains commitments to 17 creditors who have supported the company to date.

In measuring the company's performance, Indojasa Finance rated the company by PEFINDO on December 23, 2015 and obtained an idBB rating which is a benchmark for Indojasa Finance's performance of its efforts to consolidate during the period 2013 to 2015. Although getting an idBB rating, it can be said to be good and deserves appreciation because in a bad economic situation in the last 2 years, Indojasa Finance remains in the healthy category. Indojasa Finance hopes in the first semester with the support of creditors, the company can get a minimum investment grade category rating.

Entering 2016 and in line with the expansion of the policy of the Financial Services Authority regarding Business Activities whereby the finance company can provide investment financing, working capital financing, multipurpose financing and also allowed for fee-based activities including activities to market financial services products including, mutual funds , insurance, micro or other products related to financial services activities, finance companies have tremendous business potential. Indojasa Finance also increased capital from Rp. 55,000,000,000 (Fifty Five Billion Rupiah) to almost Rp. 255,000,000,000 (Two Hundred Fifty Five Billion Rupiah), so the company is ready to develop its business.

In addition to infrastructure improvements, in 2016 the company is ready to face business challenges again by moving its head office from Alam Sutera, Tangerang to Jakarta, namely in the Central Senayan Building 2, Jakarta and consolidating several branches in accordance with the business focus that will be run in accordance with POJK 29 / 2014 and is ready to expand into the financing sector with the aim of investment, working capital and multipurpose.

Since November 2, 2017, the name has changed to PT Pool Advista Finance

Now based in south Jakarta.

2018 companies take corporate action with Go Public

 

Vision

To become a finance company that provides the best benefits for economic development in Indonesia.

Mission

a. Making the principles of justice the main basis for transactions.
b. Obey the rules and provide services that are in harmony with human values.
c. Together to create a company that is trustworthy, professional and the best.
d. As a place for employees to excel, contribute with hard work, smart and sincere.
e. Creating an environment that continues to innovate endlessly and is inspiring.

 

 

Management Team

Dewan Komisaris

MARHAENDRA

MARHAENDRA

THE MAIN COMMISSIONER

Indonesian citizen, born in Pematang Siantar on June 21, 1964. Graduated from Master of Management, Marketing at Trisakti University Jakarta (2006). Served as President Commissioner of the Company based on the Deed of Resolution of the General Meeting of Shareholders (GMS) of PT Pool Advista Finance, Tbk Number 29, dated July 07, 2022 and has received a fit and proper decision from the Financial Services Authority based on OJK Decree Number: KEP-232/NB.11/2022 dated April 21, 2022. His career includes President Commissioner of PT Asuransi Jiwa Advista (2019 - Present), President Commissioner of PT Pool Advista Sekuritas (2018 - Present), Managing Director of PT. Pool Advista Indonesia (2007 - Present), Retail Equity Head CIMB Securities Indonesia (2014 - 2016), at Bank Mandiri served as Auditor - Internal Audit Group, Team Leader - Internal Audit Group, Senior Team Leader - Internal Audit Group, Dept Head - Wholesale Banking Audit (1993 - 2014), and at Mandiri Sekuritas served as Division Head - Internal Audit, Division Head - Retail Operation Control, Branch Manager, Retail Equity Head - Off Line, Division Head - Settlement & Custody (2005 - 2014).

AHMAD SANTOSO

AHMAD SANTOSO

COMMISSIONER INDEPENDENT

Indonesian citizen, born in Malang on March 31, 1973. Currently 47 years old and domiciled in Jakarta. Graduated with a Bachelor's degree in accounting from Widya Karya University (1995). Appointed as Independent Commissioner of the Company based on the Annual General Meeting of Shareholders (AGM) on June 5, 2020, and declared effective based on OJK Letter Decree Number: KEP-479/NB.11/2020 dated December 30, 2020. Among his career highlights are Independent Commissioner of PT Karunia Multi Finance (2017 - Present), Independent Commissioner of PT Cakrawala Citramega Multifinance (2015 - Present), Independent Commissioner of PT Akulaku Finance Indonesia (2017- 2019), Commissioner of PT Globalindo Multi Finance (2016 - 2017), Independent Commissioner of PT Dana Unico Finance (2015 - 2018), President Commissioner of PT. Prioritas Raditya Multifinance (2012 - 2014), President Director of PT Mutiara Multi Finance (2011 - 2012), General Manager of PT Bukopin Finance (Subsidiary of PT Bank Bukopin Tbk) (2005 - 2011), Operations Director of PT Artamas Multi Finance (2002 - 2005), Finance Manager of PT Surya Putra Multi Finance (1996 - 2002), Public Accountant Auditor at Drs. Kanto Santoso, Tony & Co, (1995 - 1996), and Management Accounting Finance Manager (1993 - 1996).

Dewan Direksi

NURYATUN

NURYATUN

DIRECTOR

Indonesian citizen, born in Kebumen, 12 February 1965. Currently domiciled in Tangerang. Completed undergraduate education at Jendral Soedirman University, Purwokerto majoring in Law in 1989. Joined PT. Pool Advista Finance Tbk since January 2016, and most recently served as Head of the Compliance and Risk Management Division and concurrently as Corporate Secretary. Appointed as Director of the Company at the Extraordinary General Meeting of Shareholders (EGMS) on 26 January 2024 and has passed the fit and proper test based on Financial Services Authority Decree Number: KEP-218/PL.02/2023 dated 14 December 2023. Previously served as Personal Assistant to the Main Director at PT. Karabha Utama Sejahtera (Holding Company) from September 2013 to January 2016, as Head of Credit Support & Legal at PT. Bank IBK (formerly Bank Agris) Jakarta Head Office from 2010 to September 2013, as General Manager at PT. Okiyama Works System, Karawang from July 2008 to March 2010, as the National Banking Restructuring Agency's Clearance Team from April 2004 to December 2007; at the National Banking Restructuring Agency (BPPN) as a Loan Work Out and in Investment Asset Management from August 1998 to February 2004. Early career worked at Bank Dagang Nasional Indonesia (BDNI) from 1991 to 1998, following the Special Banking Education Program in 1990 , and after that he was placed in various positions in the Export Import Department; Legal; Admin Credit and finally as Marketing Manager.

IR ANDI SULAIMAN SYAH

IR ANDI SULAIMAN SYAH

DIRECTOR

Indonesian citizen, born in Jakarta on January 30, 1971. Graduated with a Bachelor's degree from Andalas University Padang (1993). He has been appointed as Director since 2022 based on the Deed of Resolution of the Annual General Meeting of Shareholders (GMS) of PT Pool Advista Finance, Tbk Number 29, dated July 07, 2022 and has passed the fit and proper decision from the Financial Services Authority based on the Decree of OJK Letter Number: KEP-215/NB.11/2022 dated April 12, 2022. His careers include Manager Card Center PT Bank Bali (2000 - 2003), Senior Manager Direct Sales - Business Unit Jakarta PT Bank Permata (2003 - 2005), Direct Sales Department Head PT Bank International Indonesia (2005 - 2008), Retail Funding and Direct sales Department Head PT Bank Mega Syariah (2008 - 2010), Head of Human Resources Group PT Bank Panin Sayriah (2010 - 2016), Head of Consumer PT Panin Dubai Syariah Bank (2016 - 2018), Director PT Mutual Berkah Sejahtera (2019 - 2022), Commissioner PT Sarana Wisata Perdana (2018 - present).

Dewan Pengawas Syariah

IZZUDDIN EDI SISWANTO

IZZUDDIN EDI SISWANTO

HEAD OF SHARIA SUPERVISORY BOARD (DPS)

Indonesian citizen, born in Lamongan on May 16, 1971. Completed his S1 Sharia education at Madinah Islamic University, Saudi Arabia (1995), S2 Sharia Economics education at Universitas Kebangsaan Malaysia, Selangor Malaysia (1999), S3 Sharia Economics education at the University of Malaya, Kuala Lumpur Malaysia (2004), and S3 Sharia Economics education at the State Islamic University, Jakarta (2013). He has been acting as Chairman of the Sharia Supervisory Board since April 5, 2018 based on KEP-25/NB.22/2018. Apart from being the Chairman of the DPS, he has concurrently served as a Permanent Lecturer at the SEBI College of Islamic Economics (STEI) since 2004 until now and as an Extraordinary Lecturer at Paramadina University Postgraduate Program since 2016 until now. His careers include Manager of School Library and Resources Center SSU Management Services, Sdn. Bhd (1998-2002), Tutor Lecturer at UPM Selangor Malaysia (2000-2001), Research Assistant at UKM Malaysia (2002-2003), Consultant at Imbro Global, Sdn Bhd. Kuala Lumpur, Malaysia (2003-2004), Head of Department at STEI SEBI (2004-2007), Head of Sharia Investment Expert Team at Kemenpera RI (Technical Input Project for Cash Waqf Application in Self-Help Housing Investment Financing) (April 2007-October 2007), Institutional Expert at Kemenpera RI (Study Project on Opportunities for BUMN Pension Fund Benefits in the Framework of Housing Financing) (February 2009-August 2009), Non-permanent Lecturer at STIU Yapidh Bekasi (2008-2013), Non-permanent Lecturer - Padjajaran University Bandung (2008-2014), Director at WAFAA International (2010-2015).

FIRMANSYAH

FIRMANSYAH

MEMBER OF SHARIA SUPERVISORY BOARD (DPS)

Indonesian citizen, born in Cirebon on April 13, 1982. He finished his bachelor's degree in Sharia Banking at the SEBI College of Islamic Economics (STEI), Depok (2007) and earned a Master's degree in Business & Islamic Finance (MBKI) from Paramadina University, Jakarta (2012). He has acted as a Member of the Sharia Supervisory Board since April 5, 2018 based on KEP-26/NB.22/2018. Apart from having a position as a Member of the Sharia Supervisory Board, he has multiple positions as a Permanent Lecturer at STEI SEBI since 2010 until now, Researcher at LPPM STEI SEBI since 2012 until now, Member of the Sharia Supervisory Board at STEI SEBI Sharia Cooperative since 2013 until now, and Head of Section / Manager at SEBI Social Fund STEI SEBI since 2014 until now.

History Pool Advista Finance

The company was founded under the name PT Indojasa Pratama Finance ("the Company").

Paid-in capital at the beginning of the establishment at that time was Rp 12.5 billion

The company entered the capital market by issuing Indojasa Pratama I Amortization Bonds amounting to Rp 40 billion with fixed interest with a BBB + rating from PT Kasnic Credit Rating Indonesia

2004: opening branches outside Jabodetabek,


2006: Assets to Rp 160 billion

Pembukaan cabang-cabang di wilayah Kalimantan

Opening of branches in Sulawesi

End of the 4th quarter of 2015, Substitution of shareholders and management and capital increase. Change in business strategy that focuses on productive financing

01 September 2016 The shareholders of PT Pool Advista Finance 99.9% are owned by PT Pool Advista Indonesia Tbk

25 October 2017 the name changes from Indojasa Pratama Finance to PT. Pool Advista Finance.

The company takes corporate action with Go Public

Organizational structure

Shareholder Information

Number of shares Nominal amount
PT Pool Advista Indonesia, Tbk 76.37500% Rp 255.823.959.900
PT ASABRI (Persero) 7.65000% Rp 25.622.800.000
Freddy Gunawan 0.00003% Rp 100
Masyarakat 15.97500% Rp 53.510.870.000
Jumlah 100% Rp 334.957.630.000

* Share ownership test