About Us [History]
A Brief History

PT Pool Advista Finance, Tbk. formerly named PT Indojasa Pratama Finance.

PT Indojasa Pratama Finance was initially established as a trusted company in the consumer finance sector in the automotive sector. The company was established on May 21, 2001 under the name PT Indojasa Finance based on a deed made before Paulus Widodo Sugeng Haryono S.H., Notary in Jakarta, and was approved by the Minister of Law and Human Rights R.I. dated 9 July 2001 and has been announced in BNRI No .: 79, TBN No. 11836, October 1, 2002.

In 2002, Indojasa Finance obtained a business license as a Financing Company from the Minister of Finance of the Republic of Indonesia based on Minister of Finance Decree No .: 180 / KMK.06 / 2002, April 23, 2002.

In 2003, Indojasa Finance entered the capital market by issuing bonds in 2003 valued at Rp. 40,000,000,000, - (Forty Billion Rupiah) under the name Indojasa Pratama I Amortitation Bonds in 2003 with a fixed interest rate, rated BBB + (Triple B Plus) from PT Kasnic Credit Rating Indonesia.

Even then, Indojasa Finance was one of the few SMEs that had succeeded in issuing and registering bonds through the capital market. In November 2008, all bonds payable were paid in full.

Entering 2004, Indojasa Finance obtained permission to open a branch office from the Minister of Finance of the Republic of Indonesia, so that it has 9 branch offices spread across the provinces of West Java and Banten Province based on the Decree of the Minister of Finance of the Republic of Indonesia No .: Kep-034 / KM.06 / 2004, 26 January 2004.

On the same occasion, the Company's name was changed to PT Indojasa Pratama Finance based on deed No. 6 dated October 26, 2004, made before Herlina Suyati Bachtiar, SH., MBA, Notary in Jakarta, and received approval from the Minister of Law and Human Rights R.I. No .: C-27588.HT.01.04.TH.2004, 3 November 2004 and has been announced in BNRI No. 52, TBN No. 6892, July 1, 2005, and received approval from the Minister of Finance R.I. based on the Minister of Finance Decree No. Kep-398 / KM.5 / 2005, 10 November 2005.

For its performance since the Company was founded, Indojasa Finance received a "Very Good" rating for the category of finance companies with assets under Rp. 100 billion based on the results of research conducted by the InfoBank Research Bureau, as published in InfoBank magazine No. 318, September 2005.

The same thing also happened in 2006. Indojasa Finance again received a rating of "Very Good" in the category of Medium Financing Companies (assets of Rp. 100 billion to Rp. Below Rp. 1 trillion) and was ranked 5th (fifth) best based on the results of the InfoBank Research Bureau, as published in Infobank magazine No. 329, August 2006.

In the same year Indojasa Finance also managed to rank 7th (seventh) best as a finance company in the asset category of Rp. 100 - 250 billion version of Investor Magazine Edition No. 153, August 22 - September 4, 2006.

In 2007 Indojasa Finance again received a rating of "Very Good" in the category of Medium Financing Companies (assets of Rp. 100 billion to Rp. Under 1 trillion) and was ranked the 7th (seventh) best based on the results of research conducted by the Research Bureau Infobank, as published in Infobank magazine No. 341, August 2007.

In 2009, Indojasa Finance re-placed the financing company with the title "Very Good" in the category of Medium-Financing Companies (assets of Rp. 100 billion to Rp. Under 1 trillion) and was ranked 13th (thirteenth) best based on the results of research conducted by the Infobank Research Bureau, as published in Infobank magazine No. 265 August 2009.

Its various performance places Indojasa Finance as a leading automotive consumer financing company in the country and also continues to carry out its commitments to banks that support Indojasa Finance.

In the period of 2013 to 2015 the shareholders took a conservative step in facing the unfavorable economic situation of Indonesia, namely to stop the total expansion of new businesses. The company initially only focused on consumer financing in the automotive sector, especially commercial vehicles, namely truck financing whose business is in the transportation of coal, sand, and palm oil, so in line with the deteriorating mining and plantation industry, the drivers of truck owners are severely affected. So during that period it was an internal consolidation period by taking policies or strategic steps such as reviewing branch performance, focusing on collections, reviewing HR, systems and procedures, implementing Good Corporate Governance, Risk Management, Compliance, Internal Control and KYC implementation. In the face of a less conducive economic situation, the company still maintains commitments to 17 creditors who have supported the company to date.

In measuring the company's performance, Indojasa Finance rated the company by PEFINDO on December 23, 2015 and obtained an idBB rating which is a benchmark for Indojasa Finance's performance of its efforts to consolidate during the period 2013 to 2015. Although getting an idBB rating, it can be said to be good and deserves appreciation because in a bad economic situation in the last 2 years, Indojasa Finance remains in the healthy category. Indojasa Finance hopes in the first semester with the support of creditors, the company can get a minimum investment grade category rating.

Entering 2016 and in line with the expansion of the policy of the Financial Services Authority regarding Business Activities whereby the finance company can provide investment financing, working capital financing, multipurpose financing and also allowed for fee-based activities including activities to market financial services products including, mutual funds , insurance, micro or other products related to financial services activities, finance companies have tremendous business potential. Indojasa Finance also increased capital from Rp. 55,000,000,000 (Fifty Five Billion Rupiah) to almost Rp. 255,000,000,000 (Two Hundred Fifty Five Billion Rupiah), so the company is ready to develop its business.

In addition to infrastructure improvements, in 2016 the company is ready to face business challenges again by moving its head office from Alam Sutera, Tangerang to Jakarta, namely in the Central Senayan Building 2, Jakarta and consolidating several branches in accordance with the business focus that will be run in accordance with POJK 29 / 2014 and is ready to expand into the financing sector with the aim of investment, working capital and multipurpose.

Since November 2, 2017, the name has changed to PT Pool Advista Finance

Now based in south Jakarta.

2018 companies take corporate action with Go Public

 

Vision

Become a "Market Leader" financing company in the PRODUCTIVE sector to participate in improving the national economy.

Mission

  • Proactive and innovative looking for and providing the best financing solutions with a focus on productive financing.
  • Maximizing service to all stakeholders.
  • Building trust from the banking industry and creditors.
  • Developing Human Resources who have high competence and integrity to manage the company so as to provide added value to all stakeholders.

Management Team

Dewan Komisaris

BUDI PURWANTO

BUDI PURWANTO

PRESIDENT AND INDEPENDENT COMMISSIONER *saat ini dalam proses Fit and Propertest OJK

Indonesian citizen, born in Jakarta on 16 October 1969. Currently 51 years old and domiciled in Jakarta. Graduated with a Bachelor of Economics at Trisakti University (1994). Served as President Commissioner of the Company since June 2020 based on the GMS on June 5, 2020, currently in the process of the OJK Fit and Propertest. He has obtained various work experiences, including the Director of PT. Dwimakmur Karya Investama (2017 - Present), Independent Audit Committee of PT. Trada Maritime Tbk, Commissioner of Tresure Fund Investama, Commissioner of Alpha EMS.

MARHAENDRA

MARHAENDRA

COMMISSIONER *saat ini dalam proses Fit and Propertest OJK

Indonesian citizen, born in Pematang Siantar on June 21, 1964. Currently 54 years old and domiciled in Jakarta. Completed his Masters in Management, Marketing education at Trisakti University Jakarta (2006). Served as Commissioner of the Company since June 2020 based on the GMS on June 5, 2020, currently in the process of the OJK Fit and Propertest. His career path includes the President Commissioner of PT. Asuransi Jiwa Advista (2019 - Present), President Commissioner of PT. Pool Advista Sekuritas (2018 - Present), Managing Director of PT. Pool Advista Indonesia (2007 - Present), Retail Equity Head of CIMB Securities Indonesia (2014 - 2016), at Bank Mandiri has served as Auditor - Internal Audit Group, Team Leader - Internal Audit Group, Senior Team Leader - Internal Audit Group, Dept Head - Wholesale Banking Audit (1993 - 2014), and at Mandiri Sekuritas served as Division Head - Internal Audit, Division Head - Retail Operation Control, Branch Manager, Retail Equity Head - Off Line, Division Head - Settlement & Custody (2005 - 2014).

AHMAD SANTOSO

AHMAD SANTOSO

COMMISSIONER *saat ini dalam proses Fit and Propertest OJK

Indonesian citizen, born in Malang on March 31, 1973. Currently, he is 47 years old and domiciled in Jakarta. Completed his Bachelor's degree in accounting at Widya Karya University (1995). Served as Commissioner of the Company since June 2020 based on the General Meeting of Shareholders on June 5, 2020, currently in the OJK Fit and Propertest process. His career path includes the Independent Commissioner of PT. Karunia Multi Finance (2017 - Present), Independent Commissioner of PT. Cakrawala Citramega Multifinance (2015 - Present), Independent Commissioner of PT. Akulaku Finance Indonesia (2017– 2019), Commissioner of PT Globalindo Multi Finance (2016 - 2017), Independent Commissioner of PT. Dana Unico Finance (2015 - 2018), President Commissioner of PT. Prioritas Raditya Multifinance (2012 - 2014), President Director of PT. Mutiara Multi Finance (2011 - 2012), General Manager of PT. Bukopin Finance (Subsidiary of PT Bank Bukopin Tbk) (2005 - 2011), Operational Director of PT. Artamas Multi Finance (2002 - 2005), Finance Manager of PT. Surya Putra Multi Finance (1996 - 2002), Public Accountant Auditor at Drs. Kanto Santoso, Tony & Co, (1995 - 1996), and Management Accounting Finance Manager (1993 - 1996).

Dewan Direksi

MUJOKO YANDRI PANJAITAN

MUJOKO YANDRI PANJAITAN

PRESIDENT DIRECTOR *saat ini dalam proses Fit and Propertest OJK

Indonesian citizen, born in Singkawang on January 22, 1966. Currently, he is 54 years old and domiciled in Jakarta. Obtained a Bachelor of Economics at Darma Agung University, Medan (1990). He has served as the Company's President Director since June 2020 based on the GMS on June 5, 2020, currently in the process of the OJK Fit and Propertest. He has obtained various work experiences, including Head of Community Syariah CIMB Niaga Syariah Jakarta Head Office (2016 - 2019), Branch Manager of KC Syariah Denpasar, Bali (2013 - 2016), Head of the Consumer Commercial Sales Distribution (CCSD) Division of Business Unit Sharia for all branches throughout Indonesia (2012 - 2013), Head of Financing Group (2011 - 2012), Corporate Financial Consulting (2008 - 2011), Area Manager for West Java Region and Branch Manager Bandung (2007), Branch Manager of Bali Break Event Point ( 2004 - 2005), Deputy Branch Manager Padang Sidempuan (2003 - 2004), Account Officer / Manager Marketing Medan Branch (2000 - 2003), Account Officer / Manager for Settlement of Non-Performing Loans at Kalimalang Branch, Bekasi (1998 - 2000), Education Muamalat Development Officer Class V (1997 - 1998), Kalimalang Branch Operational Staff (1993 - 1997).

RADEN ARI PRIYADI

RADEN ARI PRIYADI

DIRECTOR

Indonesian citizen, born in Bandung on September 29, 1981. He is currently 37 years old and domiciled in Jakarta. He acquired Bachelor of Economics in Financial Development - Capital Markets from Atma Jaya Catholic University of Indonesia (2006). He has served as Director since 2015 according to the decision letter of OJK No.: KEP-35 / NB.11 / 2016 dated February 4, 2016. He served as VP Business Development Treasure Fund Investama (2010 - 2015), Board of Committees at the Association of Islamic Economic Communication Centers - PKES (2012 - 2015), Managing Cipaganti Group assets submitted to Business Partners (2014), Assistant Manager Corporate PT Bank Mega Syariah Funding (2008 - 2010), ODP - RO PT Bank OCBC NISP Tbk. (2006 - 2008), Relationship Manager of PT Bank Commomwealth Indonesia (2006), and property agent PT Coldwell Bankers Associate (2002 - 2003).

ARFIANTO WIBOWO

ARFIANTO WIBOWO

DIRECTOR

Indonesian citizen, born in Denpasar on January 20, 1977. He is currently 41 years old and domiciled in Jakarta. He acquired Bachelor of Engineering in Mechanical Engineering from the Universitas Indonesia, Depok (2000) and a Masters of Marketing Management from Universitas Indonesia, Depok (2005). Ha has been serving as Independent Director of the Company since 2018 according to the Decision Letter of OJK No: KEP-285 / NB.11 / 2018 dated March 29, 2018. He has gained various work experiences, including the Non-Automotive Marketing Division of PT Verena Multi Finance Tbk. (2016 - 2018), National Sales Manager of PT Verena Multi Finance Tbk. (2013 - 2016), New Car area Marketing Manager Jabodetabek PT Adira Dinamika Multi Finance Tbk. (2010 - 2013), Fleet Sales Manager PT Toyota Astra Financial Services (2006 - 2010), Fleet Sales Area Head - East Java & Bali PT Astra Sedaya Finance (2005 - 2006), Fleet Sales Area Head - Central Java PT Astra Sedaya Finance (2004 - 2005), Fleet Division Business Development Analyst PT Astra Sedaya Finance (2002 - 2004), Fleet Division Account Officer PT Astra Sedaya Finance (2001 - 2002), and PT Astra Sedaya Finance (2000) Management Trainee.

Dewan Pengawas Syariah

IZZUDDIN EDI SISWANTO

IZZUDDIN EDI SISWANTO

HEAD OF SHARIA SUPERVISORY BOARD (DPS)

Head of Sharia Supervisory Board (DPS)Indonesian citizen, born in Lamongan on May 16, 1971. He is currently 47 years old and domiciled in Jakarta. He acquired Bachelor’s degree in Sharia from the Islamic University of Medina, Saudi Arabia (1995), master’s degree in Sharia Economics from the University of Kebangsaan Malaysia, Selangor Malaysia (1999), Doctoral degree in Sharia Economic from the University of Malaya, Kuala Lumpur Malaysia (2004), and Doctoral degree in Sharia Economic the State Islamic University, Jakarta (2013). He has been serving as the Head of the Sharia Supervisory Board since April 5, 2018 based on KEP-25/NB.22/2018 Aside from being the Chairperson of the DPS, he has held concurrent positions as a Permanent Lecturer at the Islamic Economics College (STEI) SEBI since 2004 until present as well as an Extraordinary Lecturer at the Paramadina University Post Graduate Program from 2016 to the present. His career journey includes the School Library and Resources Center Manager SSU Management Services, Sdn. Bhd. (1998-2002), Tutor Lecturer at UPM Selangor Malaysia (2000-2001), Research Assistant at UKM Malaysia (2002-2003), Consultant at Imbro Global, Sdn Bhd. Kuala Lumpur, Malaysia (2003-2004), Chair of the Department at STEI SEBI (2004-2007), Chair of the Sharia Investment Expert Team at the Indonesian Ministry of Agriculture (Project for Technical Input of Cash Waqf Applications in Self-financing Housing Investment) (April 2007-October 2007), Institutional Experts at the Indonesian Ministry of Kemenpera (BUMN Pension Fund Benefit Study Project in the Context of Housing Financing) (February 2009-August 2009), Non-Permanent Lecturers at STIU Yapidh Bekasi (2008-2013), Non-Permanent Lecturers - Padjadjaran University Bandung (2008-2014 ), Director at WAFAA International (2010-2015).

FIRMANSYAH

FIRMANSYAH

MEMBER OF SHARIA SUPERVISORY BOARD (DPS)

Indonesian citizen, born in Cirebon on April 13, 1982. He is 36 years old and domiciled in Bogor. He acquired a Bachelor’s degree in Sharia Banking from the College of Islamic Economics (STEI) SEBI, Depok (2007) and a Master’s degree in Business & Islamic Finance (MBKI) from Paramadina University, Jakarta (2012). He has been serving as a Member of the Sharia Supervisory Board since April 5, 2018 based on KEP-25/NB.22/2018. In addition to having a position as a member of the Sharia Supervisory Board, he has concurrent positions as a Permanent Lecturer at STEI SEBI since 2010 until now, Researcher at LPPM STEI SEBI since 2012 until present, Member of the Sharia Supervisory Board at Sharia Cooperative STEI SEBI since 2013 until present, and Head of Division / Manager at SEBI Social Fund STEI SEBI since 2014 until present.

History Pool Advista Finance

The company was founded under the name PT Indojasa Pratama Finance ("the Company").

Paid-in capital at the beginning of the establishment at that time was Rp 12.5 billion

The company entered the capital market by issuing Indojasa Pratama I Amortization Bonds amounting to Rp 40 billion with fixed interest with a BBB + rating from PT Kasnic Credit Rating Indonesia

2004: opening branches outside Jabodetabek,


2006: Assets to Rp 160 billion

Pembukaan cabang-cabang di wilayah Kalimantan

Opening of branches in Sulawesi

End of the 4th quarter of 2015, Substitution of shareholders and management and capital increase. Change in business strategy that focuses on productive financing

01 September 2016 The shareholders of PT Pool Advista Finance 99.9% are owned by PT Pool Advista Indonesia Tbk

25 October 2017 the name changes from Indojasa Pratama Finance to PT. Pool Advista Finance.

The company takes corporate action with Go Public

Organizational structure

 



Shareholder Information

Number of shares Nominal amount
PT Pool Advista Indonesia, Tbk 76.08100% Rp 254.459.999.900
PT ASABRI 7.66100% Rp 256.228.000
Freddy Gunawan 0.00100% Rp 100
Masyarakat 16.25800% Rp 543.772.000
Jumlah 100% Rp 255.260.000.000

* Share ownership of PT Pool Advista Indonesia, Tbk in the Company on September 1, 2016 by acquiring shares of PT. Indojasa Utama and Mr. Freddy Gunawan